Bibby Financial Services' flexible solutions enable you to refinance and access the facilities which are suitable for you
Most businesses will at some stage in their business cycle need to look at changing their financial arrangements, whether to keep pace with business growth, provide greater flexibility or consolidate your business funding arrangements.
Our factoring and invoice discounting solutions can help businesses purchase vital equipment without the financial burden of outright purchase.
The Problem
You need a funding solution for your business but don't have the security for traditional financing, or you wish to remove the family home from your business, or you want to free the home to use to finance other investments.
The Solution
Our flexible funding solutions do not typically require real estate security, meaning that it is an ideal business funding solution for business owners who:
- Do not have the required security to access funding from traditional sources
- Do not wish to risk their family home to the business
- Wish to remove their real estate to use as security for other business ventures
- Don't wish to have all their funding arrangements with a single lender
- Wish to pay down or replace their overdraft or other business loans
- Don't wish to carry additional long term debt on the balance sheet
Instead of securing our facilities against real estate, we secure it primarily against your outstanding invoices and business assets. This means that the funding we provide can grow in line with your sales and better keep pace with your business' funding requirements. This way, you won't encounter the same funding restrictions as are common with traditional business finance.